Group Retro Program

When it comes to individual refunds back to members, AGC's Group Retro workers’-comp program is a top industry performer, year-in and year-out.

AGC's Group-Retro program can help you save time and money.


Decrease your experience rating, saving you money in industrial-insurance premiums and helping you bid more competitively


Improve your bottom line through a performance-based refund formula that financially rewards improved safety, kept-on-salary and light-duty efforts

Cost Reduction

Minimize costs, when injuries or occupational conditions occur, with AGC's hands-on assistance

Light Duty

Provide a light-duty program for injured employees that enables them to return to the workforce with increased knowledge of construction safety and other construction-related information and/or meaningful certifications based on your direction;

Safe Worksites

Create and maintain safer worksites and improve employee morale

Reduce Expenses

Save time and money using AGC’s professional claims managers.

AGC's Group-Retro Program offers

  • one-on-one claim review and ongoing "hands-on" assistance from AGC’s certified claims managers, and our own vocational counselor, at no charge
  • three full-time safety professionals (available to all AGC members) to assist you at no charge
  • the lowest administrative costs of any competing Retro program -- with no quarterly fees
  • an 80% success rate on industrial-insurance appeals and free mediation representation
  • Light-Duty Resource Centers in Seattle, Tacoma, Spokane, Arlington and Yakima as well as a portable program enabling you to accommodate injured employees with meaningful light-duty activities anywhere
  • free advice, training, workshops and updates on managing workers’ compensation and safety issues
  • representation with Department of Labor and Industries, doctors, vocational counselors, attorneys and Board of Industrial Insurance appeals.
  • underwriting requirements include $25,000 minimum premium, two out of three years positive loss history, and commitments to achieve AGC Safety Team® in eleven months, keep injured employees on salary in lieu of L&I time loss for thirty days, and provide light-duty return to work for 66 days (employers can receive reimbursement of half the costs of light duty for up to 66 days with a $10,000 maximum benefit per claim through the L&I Stay-at-Work program).
  • $2,000 refundable one-time participation deposit (rolls over each year) – no quarterly fees, and
  • no membership hostage requirement after participation ends​

For more information, contact Lauren Gubbe at 360.352.1632 or 888.227.3876.


Wonder how your company would have performed
as a member of AGC Group Retro?

Click here to complete the form to receive your confidential and FREE analysis. Fax it toll-free to 888.737.3876, or scan and email to Lauren Gubbe.