Group Retro Program

When it comes to individual refunds back to members, AGC's Group Retro workers’-comp program is a top industry performer, year-in and year-out.

With a $70M premium base and double-digit refunds since the beginning, more than half of our participating member companies receive refunds of 50% or more of their Labor & Industries premiums — with top performers’ refunds averaging 51%.

AGC Group-Retro program opportunities

AGC Group Retro is a retrospective premium-rating program. These are safety incentive-based programs, approved by the State Department of Labor and Industries (L&I), that provide employers with an opportunity to receive a substantial refund of their industrial-insurance premiums. 

With features that include hands-on claims-management assistance, an in-house vocational counselor, one-of-a-kind return-to-work services, stringent underwriting criteria requiring Safety Team® membership and more, AGC Group Retro is the state’s best-value workers-comp program, with
• average individual top-performer refunds of 51% over the last 20 years
• the lowest administrative costs among workers-comp retrospective rating programs at approximately 5% of the refund, and
• an industry-best 99% member-retention rate.

To contact AGC Group Retro, please call 360.352.1632.

Are you an AGC member and interested in the state’s best-value workers’-comp program? 
Call the AGC Group Retro office at 360.352.1632 for more information. The cost of Group Retro membership is only a one-time $2,000 refundable deposit — with no quarterly fees.

Wonder how your company would have performed as a member of AGC Group Retro? 
Then click here and complete the form to receive your confidential and free analysis. Fax it toll-free to 888.737.3876, or scan and email to Lauren Gubbe.

AGC Group Retro is governed by a committee comprised of members representing companies enrolled in the AGC Group Retro plan. Members include chief financial officers and/or principals and safety directors. 
• Van Hardy, honorary AGC member and former vice president – GLY Construction (chair)
• Gary Bennett, vice president of finance – Ferguson Construction (vice chair)
• Valerie Whitman, Max J. Kuney Company (Inland AGC chapter representative)
• Len Zarelli, president, Merit Construction Northwest
• Dawn Stephens, Charter Construction, Inc.
• Tracy Miller, Drywall Specialties, Inc. (Inland AGC chapter representative)

The committee meets quarterly and meetings are open to any AGC group retro member.


Click here to view award-winners’ photos from our Friday, June 14 event at the Southcenter Doubletree Suites.

Click here to view the entire list of 2019’s top-performing Retro-program members.

Occupational Medicine

• US Healthworks

• MultiCare

• Washington State Department of Labor and Industries — Click Here

• Click here to find your Experience-Modification Rate (EMR)

Fatality Assessment and Control Evaluation (FACE) program — Click Here

• Washington State laws and rules — Click Here

• Occupational Safety and Health Administration (OSHA) — Click Here