Guess the Contractor: Only One Received Retro Refund Every Single Year

AGC Retro members met across the state to celebrate gross refunds to date of $121 million. At the Seattle area meeting Lease Crutcher Lewis received special recognition for being the one company in the AGC Retro plan that has received refunds every single year since the beginning.

“The group now is nearly $40 million – it was $4.6 million in the first year – and has produced an average refund to members of nearly 60% over the years” said Van Hardy longtime Retro Chairman.

“This year we are once again top performers posting a group refund 4-7% higher than most competing plans with members achieving close to 50 percent refunds for the 11th time in 15 years” said Lauren Gubbe Administrator for the AGC Program. “These are impressive results given Labor and Industries’ (L&I) changes to Retro that reduce the refund and as 83% of our members are paying less than average rates into the system to offset the claims costs in the premium refund equation. This is one of several reasons we give awards to members on their experience modification rate (EMR) performance and not just solely on their refund performance. It can be more challenging to achieve the higher refunds when a firm’s rates become really low. Less in less back so to speak.”

That said some AGC Group Retro members with the lowest rates are still achieving top performer refund awards based on their serious investment in safety (maybe paying more for safety glasses that a person will really wear) as well as keeping people on salary longer than what is required while accommodating them with light duty work until they transition back to full duty.

Gubbe attributes the consistency of refund performance to members’ ongoing efforts to create a safety culture on their jobsites their investments in safety and light duty accommodation in conjunction with keeping people on salary as well as AGC stringent underwriting. “Every year we have to say no to companies who apply and every year we have had to disqualify companies from the plan who have already been on notice for performance but this is important to protecting the integrity of the group pool” said Gubbe “As far as I know we are the only plan with underwriting requiring Safety Team® qualification and that companies be in business for three years with two years of positive premium to loss results.”

The actual money distributed this year (half on June 7 and half on July 8) was based on two periods for which the Department had already reduced refunds by several million dollars in order to recoup some of what they overpaid in the past due to their longstanding refund calculation error.

Although AGC Retro staff reduced claims costs by $3.8 million in the last two tracked months AGC Group Retro had more overall added costs since last year on these two plan years. This was disappointing and on the heels of last year when the final refund was increased nearly $500000 and two-thirds of members had 60% refunds and a quarter had 70%. “The good news is that the Department owes us money on both of these periods from last year’s protests and we are protesting more claims this year as well. So the results for these plan years are not really final and we will be issuing more refunds on these years in the future” Gubbe said.

Top EMR’s in the Group: (Under .6 -which means these firms pay rates that are at least 40% better than average)
Seattle District:
  • GLY Construction: Lowest EMR in the plan at .5 and for maintaining a 10 year average EMR of .5
  • Lease Crutcher Lewis: Top 10 Lowest EMR at .55 and maintaining a 24 year average EMR of .42
  • Foushée and Associates Co. Inc. Top 10 Lowest EMR at .59 and maintaining a 20 Year average EMR of .46
  • PCL Construction Services Inc.: Top 10 Lowest EMR at .51
Northern District:
  • Diamond B Constructors Inc.: Top 10 Lowest EMR at .53 and maintaining a 12 year average EMR of .59
Southern District:
  • Nutter Underground Utilities Corporation: Top 10 Lowest EMR at .55 and maintaining a 12 year average EMR of .59
  • Taylor Trucking LLC: Top 10 Lowest EMR at .55 and maintaining a 12 year average EMR of .59
Spokane:
  • Dix Corporation: Top 10 Lowest EMR at .55 and maintaining a 10 year average EMR of .65
Southern District:
  • Advanced American Construction Inc. (10 year average EMR of .68)
  • All New Glass Inc. (10 year average EMR of .63)
  • Burnham Construction LLC
  • Cannon Construction Inc. (7 year average EMR lf .59)
  • Danard Electric Inc. (7 year average EMR of .62)
  • Emerick Construction
  • Fence Specialists LLC (5 year average EMR of .68)
  • Gudmundson Company Painting Contractors Inc. (13 year average EMR of .68)
  • Interstate Construction Group Inc.
  • James E John Construction Co. Inc. (5 year average EMR of .6)
  • KLM Construction Inc.
  • Leonard and Company
  • Lincoln Construction Inc.
  • Marvin Sheet Metal LLC
  • S&W Utility Contractors Inc. (5 year average EMR of .6)
  • Triad Mechanical Inc.
  • Universal Refrigeration Inc.
  • WPC
Seattle District:
  • Emerald Paving Inc. (10 year average EMR of .64)
  • Joseph A. Simmons Construction Inc. (10 year average EMR of .61)
  • J.R. Abbott Construction Inc. (10 year average EMR of .58)
  • Reliable Floor Coverings Inc. (5 year average EMR of .67)
  • Ryan General Contractors Inc.
Northern District:
  • PM Northwest Inc. (5 year average EMR of .66)
  • PowerTek Electric (7 year average EMR of .6)
  • Seven Sisters Inc. (10 year average EMR of .64)
  • Western Refinery Services Inc.
Central District:
  • Belsaas & Smith Construction Inc. (5 year average EMR of .69)
  • Chervenell Construction Company (7 year average EMR of .69)
  • Concord Construction Inc. (5 year average EMR of .6)
  • DLT Construction LLC
  • Doubl-Kold
  • Platte Heating & Air Conditioning (5 year average EMR of .6)
  • RJS Construction Inc. (5 year average EMR of .68)
  • US Concrete Pumping Inc. (5 year average EMR of .6)
  • Wide Hollow Development LLC
Spokane:
  • AAA Readymix Inc. II (10 year average EMR of .61)
  • ARK Commercial Roofing Inc. (7 year average EMR of .6)
  • Canter Electric Inc.
  • DR Construction Services LLC (5 year average EMR of .69)
  • Dew Drops Sprinklers & Landscaping Inc. (5 year average EMR of .67)
  • Dupree Building Specialties Inc. (7 year average EMR of .61)
  • Hite Crane & Rigging Company
  • Piersol Construction Inc. (10 year average EMR of .67)
“And then there was one…”:
Lease Crutcher Lewis received special recognition for being the one company in the AGC Retro plan that has received refunds every single year since the beginning. Though we have many companies who have had refunds every year since being here Lewis holds the distinction for being the only firm that has done so from our first year for 15 continuous years!
  • AAA Readmix II
  • Advanced American Construction Inc.
  • All New Glass Inc.
  • Allied Construction Inc.
  • Anderson Masonry Inc.
  • Apply-A-Line inc.
  • ARK Commercial Roofing Inc.
  • Bailey Electric Inc.
  • Belsaas & Smith Construction Inc.
  • Betschart Electric Inc.
  • Cameron Reilly LLC
  • Cannon Construction Inc.
  • Colvico Inc.
  • Com-Steel LLC
  • Continental Contractors Inc.
  • Cope Construction Company
  • Dew Drop Sprinklers & Landscaping
  • DLT Construction< LLC
  • Dupree Building Specialties Inc.
  • Emerald Paving Inc.
  • Emerick Construction
  • Environmental West Exploration
  • Foushée and Associates Company Inc.
  • Frank Gurney Inc.
  • Gudmundson Company Painting Contractors
  • Hemphill Brothers Inc.
  • Henderson Partners LLC
  • HHJ Construction Inc.
  • JA Jack & Sons Inc.
  • JE Dunn Construction Company
  • JR Abbott Construction Inc.
  • James E. John Construction Company Inc.
  • John Wayne Construction Company
  • KLM Construction Inc.
  • Lane Mountain Silica Company
  • Leonard and Company
  • MSI Construction
  • Northwest Boring Inc.
  • PowerTek Electric
  • Reliable Floor Coverings Inc.
  • S&S Coatings Inc.
  • S&W Utility Contractors Inc.
  • Santana Trucking & Excavating Inc.
  • Schwiesow Construction Inc.
  • Sea-Tac Electric Inc.
  • Sellers Masonry Inc.
  • Seven sisters Inc.
  • Skyline Tile Inc.
  • Stan Palmer Construction Inc.
  • Stirnco Steel Structures Inc.
  • Sunset Pacific General Contractors Inc.
  • TW Clark Construction LLC
  • Triad Mechanical Inc.
  • Universal Refrigeration Inc.
  • Westmark Construction
  • Wildish Standard Paving Company